Serving the St. Louis Metro • Missouri & Illinois

Don’t accept an undervalued insurance settlement.

We help residential and commercial property owners document damages, prepare strong estimates, and navigate claim disputes—including the appraisal process—so you can restore your property properly.

Documentation
Scope, photos, estimates, and support files.
Negotiation
We advocate for a fair, policy-backed outcome.
Appraisal Support
Demand letters & panel prep.
Fast start • Simple process

Where do I start?

Tell us what happened and we’ll confirm next steps (inspection, documentation, supplement, or appraisal).

Email: info@stlpublicadjusting.com">info@stlpublicadjusting.com
Website: STLpublicadjusting.com
Roof inspector standing on roof at sunset

What we help with

Wind & Hail

Roofing, siding, gutters, and exterior damage documentation and estimating.

Water & Interior Loss

Dry-out documentation, scope writing, and line-item estimates.

Fire & Smoke

Inventory support, scope validation, and negotiation assistance.

Contract

Download or review the current agreement below.

If the PDF does not display on your device, use the “Download PDF” button.

Appraisal Support

If you and the carrier disagree on the amount of loss, your policy may allow appraisal. We help organize documentation, prepare estimates, and coordinate the process.

Tip: Keep your claim file organized—photos, repair estimates, receipts, correspondence, and any reports.

Need a Demand for Appraisal letter?
We can generate one based on your carrier, claim number, and policy details.

Frequently Asked Questions

A public adjuster is a licensed professional who represents the policyholder (you). We help document damages, prepare estimates, and advocate for a fair settlement.
Many policies allow appraisal when there’s a dispute over the amount of loss. Each party selects an appraiser, and an umpire may be used if needed. Policy language controls the process and timelines.
Photos/videos of damage, your claim number, date of loss, any carrier estimate(s), and recent correspondence.

Get help now

Send your details and we’ll respond with next steps.

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